General Baptist Ministries Pension

General Baptist Ministries

Pension Trust

General Baptist Pension Trust was established in 1968 as a vehicle to provide retirement benefits to employees of General Baptist churches as well as employees of denominational and institutional ministries. The Pension Trust is an IRS Section 401(a) money purchase plan whereby the employer contributes 5% of the participant’s salary on a pre-tax basis and the employee contributes a minimum of 2% on an after-tax basis. The employee can contribute a maximum of 20% of their salary. All contributions are fully vested upon entry, so your money is protected. Participants also have the opportunity to select their own portfolio mix through American Funds. Currently, nearly 30 mutual funds are available.


This retirement program is available to all General Baptist pastors, church staff, missionaries, church planters, and employees of denominational ministries.


General Baptist Ministries’ retirement plan offers a benefit that no other retirement planning tool can. Pastors may designate up to 100% of their pension benefit as housing allowance upon distribution. No federal income tax is due on the portion of your pension you designate as housing.


The trust operates at a minimal administrative expense, but a professional advisor is available to assist you with investment options. Sharon Kissinger of Kissinger & Kirkman Investment Centre, LLC is always ready to answer questions and discuss the possibilities with you so you can make informed decisions about your future.


Contact Linda McDonough at General Baptist Ministries for all the details on how to join the General Baptist Pension Trust.

Phone: (573) 785-7746 | Email

General Baptist Ministries
100 Stinson Drive
Poplar Bluff, MO 63901